Buying your first home is a big decision and can be a daunting and confusing process. This is completely understandable and it will probably be the biggest financial step you will ever make. For many, it may even be the first time you have needed to see a lawyer. Here at Michael J Toner Solicitor’s we try and to make the process of purchasing your first home as easy as possible for you. We will carefully guide you through the process step by step, whether that be in the initial stages of dealing with land agents and making an offer to purchase; or assisting you once an agreement is signed. We will be with you every step of the way.
We also understand that as a first home buyer it will be important to you to keep your costs to a minimum. We don't charge on a time-attendance basis, as we want you to be able to feel comfortable asking for as much help as you need without worrying about rising costs. It is for that reason that we offer all our first home buyers a special, discounted package which includes everything from start to finish. It includes making initial enquiries into a property (for example, reviewing the sale & purchase agreement, checking the LIM report (if you have one), carrying out title searches, assisting with the meeting of conditions) right through to until you take posession. Our standard rates are as follows:
These costs include our legal fee and GST, as well as around $300.00 in disbursements which covers all fees paid to third parties on your behalf (for example, there are fees payable to Land Information New Zealand (LINZ) for registration of land title documents, mortgage registration, search fees and so forth) and office disbursements .
We are happy to accept payment from you over time if paying us in one lump sum is going to be difficult. If this is the case please discuss with us a payment scheme by way of regular instalments at an amount manageable by you.
You will also be aware that we offer all our client’s a free Will service and we would recommend you take up the opportunity to make or update your Will at this time.
Disclaimer: If for some reason however your matter is particularly complicated or you require other services such as a Relationship Property or Property Sharing Agreement, there may be some additional cost which we will discuss with you.